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Can I Get Renters Insurance For 1 Month In 2022

Last Updated: 8 Feb, 2022

If you are searching for a place to live for a short time, you may have thought about getting an insurance. You may even question “can i get renters insurance for 1 month”. Usually, homeowners or condo insurance policies does not want to cover for tenants who stays for a month. However, you can get an insurance policy if you are planning to stay for a month or less. It is relatively cheaper. 

Renters’ insurance policy plays a crucial role if you are renting a home or an apartment. You surely want to keep your belongings and space free of risk. The Renters’ insurance will help you cover unexpected events not covered by the landlord’s insurance policy in case there are water damages, theft, or natural disasters.  

renters' insurance

Can I Get Renters Insurance For 1 Month In 2022

According to ValuePenguin, the best cost for renters’ insurance in Arizona is about $14 per month. However, the selection of your insurance policy should not only be based on cost. You should also consider the quality of service and coverage options to be on the safe side. There are various renters’ insurance prices in Arizona that vary from city to city, and compared to those, Arizona has the lowest one.

renters' insurance arizona
can i get renters insurance for 1 month

Is Renters’ Insurance Compulsory?

Renters’ insurance is not compulsory by the law, but the landlord may require you to take up some policy to be safe. The landlord’s insurance policy will not cover the damages to your personal property, so it’s better to have Renters’ insurance protect your personal belongings from fire, theft, or accident. We recommend that you consult with experienced insurance agents if you have any confusion. Some of the coverages provided by Renters’ insurance are:

Basic coverage options

  • Liability coverage
  • Personal property coverage
  • Medical payments coverage
  • Deductible
  • Loss of use

Apart from the basic coverage options, some extra coverage options that you can take are:

  • Valuable coverage: it covers the loss or damage of valuable items such as electronics, jewelry, or other expensive assets.
  • Replace cost coverage: that covers the full cost for replacing items that are lost or damaged. 
  • Equipment breakdown coverage: that covers expenses to repair equipment and appliances in your home too.
  • Earthquake coverage: that covers the cost for any damage to your home caused by earthquakes.

Factors That Determine The Rates In 2022

Various factors determine the rates of Renters’ insurance. We will be discussing some important aspects that affect the rates. They are:

  • Location: the location of the property is one of the base variables that affect the rates. Basically, Insurance agencies analyze your location, neighborhood, and crime rates.
  • Coverages: the type of coverage you decide to take from an independent insurance agency or a carrier will also determine the Renters’ insurance. Additionally, the amount of liability protection and protection of personal property will impact the rates.
  • Bundle insurance policy: especially there are various bundle insurance policies provided by multiple insurance agencies that can lower your Renters’ insurance rates.

The points mentioned above are some of the major factors that will affect the Renters’ insurance policies. Apart from these, other factors will also affect the insurance, so it’s better to get in touch with an insurance agency to get affordable rates. Remember, don’t be swayed simply by insurance marketing schemes of companies. Make sure that you inquire about the coverage in detail. Don’t fall for cheap tricks that some carriers use while marketing for insurance. If you are wondering if there is an insurance agent near me, then you can get in touch with us. Our insurance agency understands your needs and provides you with the best Renters’ insurance policy at reasonable rates with maximum protection. Furthermore, if you are searching for renters’ insurance in Michigan, contact us and get the best coverages. Also, if you wonder will renters insurance cover a broken tv while renting out the place, you should contact your insurance carrier about it. They can help you figure out your policies and coverages. 

FAQs

Is it possible to receive one-month renters insurance?

Renters insurance can be purchased on a month-to-month basis for any coverage. An insurance policy is a contract that lasts for a specific amount of time. However, the purpose of the stated length of time is to ensure that you are covered by the organization for that time period.

Is it possible to get renters insurance in advance?

Get insurance that starts on moving day or before you move in, according to the consensus. Unlike homeowners insurance, which covers the structure of the home, renters insurance only covers your personal possessions as well as liability for incidents that occur on the premises. Renters insurance isn’t required until you move in.

How much does renters insurance cost on a monthly basis?

According to NerdWallet’s most recent rate study, the average renters insurance cost in the United States is $168 per year or roughly $14 per month. This estimate is based on a policy with $30,000 in personal property coverage, $100,000 in liability coverage, and a $500 deductible for a hypothetical 30-year-old tenant.

renters' insurance arizona

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Renter's Insurance Agency Lafayette 

(470) 280-6551 

Lafayette GA 30728 

Business Hours:

Monday 8 AM - 8PM

Tuesday 8 AM - 8 PM

Wednesday 8 AM - 8 PM

Thursday 8 AM - 8 PM

Friday 8 AM - 8 PM