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Will Renters Insurance Cover A Broken TV In 2022 

Last Updated: 8 Feb, 2022

If you wonder will renters insurance cover a broken tv, then the answer is Yes! Your renters insurance will cover for repairing TV as long as it is damaged from named perils or covered perils in your insurance policy. 

If you are renting an apartment, condo, or home, you need to take renters insurance that protects your space and belongings. However, do you know the types of damages and coverage options that renters insurance provides? Clear your queries about renters insurance by reading this insurance blog.

Will Renters Insurance Cover A Broken TV In 2022?  

A renters insurance policy provides protection for you and your belongings from various types of damages. It covers fire, theft, natural disasters, vandalism, visitor injuries, and water backup damages. Although law does not require renters insurance, your landlords may ask you to take the policy if you live in their building. The landlord’s insurance will not cover your personal belongings. Hence, it is good to purchase renters insurance for your landlords and secure your personal belongings. The average cost for renters insurance in the USA is $193 per year according to Forbes.

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will renters insurance cover a broken tv

Coverage Options For Renters’ Insurance In 2022

  • Personal property coverage policy covers costs related to repair or replace your personal belongings after it is stolen or damaged.
  • Valuable items: The policy covers the full cost of valuable items such as electronics and jewelry.
  • Water backup: will pay to replace or repair items that may be damaged by water because of backup from a drain.
  • Additional living expenses: The policy will pay for your living expenses such as hotel expenses or accommodations. When the house or the apartment is underconstruction.
  • Medical payments: It will cover the costs related to medical payments of injured visitors on your property.
  • Liability coverage: It pays for bodily injury or any property damage for other guests when they are on your rental property. Contact local insurance agents for further details.


Factors That Determine Renters Insurance Rate

There are some critical factors that determine the rate of your renters’ insurance policy.

  • Location
  • Type of coverage
  • Deductible
  • Bundle insurance policies

Discounts available

  • Multi-policy: If you take your renters insurance with your vehicle insurance or other policies, you can receive some discounts.
  • Protective device: If your rented space has protective devices such as burglar alarms, fire alarms, smoke detectors, you can receive discounts on your premiums.
  • Claims-free: If your policy has no claims, you can get discounted rates for further installments.

Get Insured 

With this information, we can now understand the coverages, determinants, and renters’ insurance discounts. It’s always best to take renters’ insurance to protect our belongings because the landlord’s homeowner insurance will not be enough to cover all the damages. We can help you find the best renters’ insurance from a successful insurance agency as per your needs and requirements at a very reasonable price. We compare various insurance policies and get the best one. The coverages that we provide are from top-class insurance carriers with the proper agency management system. These companies use modern insurance software and insurance agency management systems that provide coverages based on the proper evaluation. We can also help you find affordable renters insurance, get in touch with us today.If you want to know the average rental property insurance cost then you should be aware of different factors that affect the pricing. Also, it depends on your cost of the property as well. 



Is a broken television covered by renters insurance?

The majority of claims for broken smart TVs (or any other sort) by renters are often dismissed. It’s possible that the damage isn’t covered if it’s caused by your own carelessness. Damage that is designated as a covered risk in your renters insurance is considered a covered loss.

Is a shattered television covered by insurance?

Damage to home entertainment equipment, such as televisions or stereos, is usually covered by most homeowner’s insurance plans. Other incidents, such as marker ink on the walls or fruit juice spillages, may necessitate additional incidental damage coverage if you want to make a claim.

What is unintentional damage insurance for televisions?

Accidental Damage Coverage implies that your TV insurance will cover the cost of repairing or replacing your TV if it is physically damaged as a consequence of a sudden and unanticipated event that causes the equipment to cease working.

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Renter's Insurance Agency Lafayette 

(470) 280-6551 

Lafayette GA 30728 

Business Hours:

Monday 8 AM - 8PM

Tuesday 8 AM - 8 PM

Wednesday 8 AM - 8 PM

Thursday 8 AM - 8 PM

Friday 8 AM - 8 PM